Builders Risk
Protect Your Construction Projects with Builder’s Risk Insurance
Builder’s risk insurance, or course of construction insurance, offers crucial protection for buildings and structures under construction. It safeguards against potential losses or damages caused by events such as fire, theft, vandalism, or adverse weather conditions, ensuring financial security for project owners, contractors, and investors alike.
Key Coverage Highlights
Comprehensive Protection
- Covers damages from fire, theft, vandalism, and severe weather.
- Optional coverage for project-related financial losses, such as delayed income or added loan costs.
- Excludes liability protection—additional policies are recommended for that.
Policy Basics
- Coverage is based on the total project value, including labor, materials, and overhead.
- Available for terms of 3–12 months, with extensions for longer projects.
- Exclusions may apply, such as wear and tear, employee theft, or equipment breakdowns.
Finding the Right Policy
- Assess our project’s unique risks, such as location and construction type.
- Collaborate with your Copper Insurance agent to customize coverage for your needs.
- Understand how project details influence premiums and explore cost-saving options with your agent.
Why Choose Builder’s Risk Insurance?
Builder’s risk insurance ensures your construction project is protected from unforeseen setbacks, helping you manage risks and complete your build with confidence. Partner with Copper Insurance to design a policy that fits your specific project requirements and protects your investment every step of the way.
